Premium Reduction CenterDUNCAN FINANCIAL GROUP · KEYSTONE

The WorkCompitis™ self-check

How exposed is your workers' comp program?

Twenty questions, about five minutes. You'll get a report on the spot: your scores, what they mean, where to start, and free resources for each answer.

Start a conversationThe Employer Success Program

WorkCompitis [wurk-komp-ahy-tis]

noun, pathology

A costly, frustrating condition in which a company's workers' comp program starts running the business instead of the other way around.

Symptoms: the same injuries coming back, a mod nobody can explain, surprise audit bills, injured employees calling attorneys, and premiums that keep climbing. Advanced cases show up in cash flow, morale, productivity and profit.

Often mistaken for: an insurance price problem. Shopping the policy can ease the symptoms for a year. It doesn't touch the cause.

Treatment: find the causes, fix them, and measure what changes. How the cure works

Why these questions focus on your people

Because employees touch every part of your operation, and how they're hired, trained and supervised shows up somewhere in your costs. The better your people perform, the better the company does.

First page of a sample self-check report, showing the overall score, scores by area and where to start
The first page of a sample report, for a made-up company.

The 20 questions

Rate each one from 1 (not confident) to 5 (very confident). Answer for how things actually work today, not how they're supposed to work. Most people finish in about five minutes.

When you're done, your answers are scored and a report is built for your company: your scores by area, where to focus first, and free resources for each gap. You can save it as a PDF or email it to yourself. Name and company are optional. If you add them, they go on the cover of your report.

1. How confident are you that you have a plan to manage the performance of all of your employees?
Not confidentVery confident
2. How confident are you that you have a plan to manage workers' compensation claims?
Not confidentVery confident
3. How confident are you that your employee handbook is up to date, specific to your company, and aligned with your goals?
Not confidentVery confident
4. How confident are you that your experience mod is free from errors or mismanagement?
Not confidentVery confident
5. How confident are you that you have a plan to properly train and evaluate new employees?
Not confidentVery confident
6. How confident are you that you have a process designed to keep you from hiring a future personnel problem?
Not confidentVery confident
7. How confident are you that your medical providers are working with your return-to-work program and your goal of lowering injury costs?
Not confidentVery confident
8. How confident are you that you are in compliance with federal and state employment (HR) and safety requirements?
Not confidentVery confident
9. How confident are you that your whole workforce is achieving its full potential?
Not confidentVery confident
10. How confident are you that you are hiring employees who can meet the physical demands of the job?
Not confidentVery confident
11. How confident are you that you understand all the costs the insurance company does not pay when an employee gets injured?
Not confidentVery confident
12. How confident are you that your supervisors know their role before and after an injury occurs?
Not confidentVery confident
13. How confident are you that you know how to manage your experience mod down to its minimum?
Not confidentVery confident
14. How confident are you that you understand the risk a rising experience mod poses to your business?
Not confidentVery confident
15. How confident are you that you are not being overcharged on your annual workers' comp premium audit?
Not confidentVery confident
16. How confident are you that your safety programs are reducing the number and severity of injuries?
Not confidentVery confident
17. How confident are you that you are in compliance with your state's workers' compensation act?
Not confidentVery confident
18. How confident are you that your injured employees are getting the right medical treatment?
Not confidentVery confident
19. How confident are you that your injured workers return to work, and back to full productivity, as soon as possible?
Not confidentVery confident
20. How confident are you that workers' comp, group health, FMLA, COBRA and ADA are coordinated in your company?
Not confidentVery confident

When you build your report, your answers and scores are saved, along with your name and company if you enter them. We use them to see how companies answer over time. Privacy policy

Start with a conversation

Want us to go through your report with you? Send it along with anything else that's going on. I read these myself and reply within two business days.

Rather pick a time now? Book a 30-minute call on my calendar. It's on Teams.