Fleet Risk Assessment
Lower your fleet's insurance costs and improve safety
Find the hidden risks in your operation, work on your premium and stay compliant, starting with a free, no-obligation RM365 fleet risk assessment.
Start a conversationThe Employer Success ProgramHow your risk profile drives your premium
Insurance companies use large amounts of data to size up the risk in your business. You can improve that picture with strong safety programs, regular review of your risk management processes, and using your own data to spot hazards before they turn into claims. That lowers premiums and keeps your drivers safer.
The improvements we recommend are practical and tightly scoped, and they come with measures your own team can track.
How the RM365 fleet risk assessment works
- We visit your operation. We look at how you run, your safety scores, your CAB report and your FMCSA data to find areas of concern.
- We find the gaps. In two hours or less, we identify compliance gaps, safety risks and operating issues that are affecting your insurance rates.
- You get a plan. Based on what we find, you get clear steps to improve safety and compliance and lower your premium.
- You put it to work. We hand off the findings and help your team put the changes in place.
What you gain
- Lower premiums. Address the risk factors that raise your costs.
- Better compliance. Avoid fines and keep the operation running smoothly.
- Safer operations. Fewer accidents and better driver behavior.
- A competitive edge. A better safety score helps you win and keep contracts.
- Readiness for DOT audits. Fewer surprises when the DOT comes calling.
Is this right for me?
The RM365 fleet risk assessment is not the right fit for every company. We are glad to talk through your situation first. It never hurts to have a conversation.
Watch: how insurers set your premium
Where the Employer Success Program comes in
It starts with a Diagnostic and Plan. We read your loss runs, your mod worksheet and your key contracts, and we talk with the people who run the work. You get the pattern behind your claims and a short list of what's worth fixing first.
From there our claims, HR, safety and fleet people work alongside yours, and you get a Score Card at the start and every year after, measured against your own starting point.
Start with a conversation
Tell me what's going on. I read these myself and reply within two business days. If there's nothing worth fixing, I'll tell you that too.