Captives and alternative risk financing
Turning Premiums Into Profits
Learn how to keep up to 60% of your annual insurance premiums. Reached #1 on Amazon's business bestseller list in September 2017.
Start a conversationThe Employer Success ProgramLook at what you paid in insurance premium last year. Then look at what came back to you, which for most businesses is very little or nothing. Add the hours spent chasing bids and quotes that still fell short of the result you wanted. How can you not feel frustrated, or like you are going insane? Why does the same thing happen year after year with your insurance program? Isn't that the definition of insanity: doing the same thing over and over and expecting a different outcome?
That high-priced insanity stops here.
In this book, David Leng shows you how to break the insurance cycle and gain more control over your program while building equity that stays with you and your business.
You will see how businesses paying more than $100,000 a year in premium can benefit from alternative risk financing. Instead of buying traditional guaranteed cost policies, the business takes on some of the risk in exchange for the potential rewards.
With more than 35 years of advising employers on how to save substantial money on their premiums, David spells out why captives have become the most popular alternative risk financing option in use today, and why one might be the answer your company needs to increase both its profitability and its equity.
Get your copy
Free copies and purchase links are at davidleng.com/books.
Where the Employer Success Program comes in
It starts with a Diagnostic and Plan. We read your loss runs, your mod worksheet and your key contracts, and we talk with the people who run the work. You get the pattern behind your claims and a short list of what's worth fixing first.
From there our claims, HR, safety and fleet people work alongside yours, and you get a Score Card at the start and every year after, measured against your own starting point.
Start with a conversation
Tell me what's going on. I read these myself and reply within two business days. If there's nothing worth fixing, I'll tell you that too.